/* =====================================================================
   InsureHub — Design tokens
   Palette: deep vault-green (#0B3D2E) + antique-gold (#C9A24B) on a warm
   parchment surface (#F4F1EA). The pairing nods to ledgers, seals, and
   safe-deposit vaults rather than generic fintech blue — vault, not app.
   Display face: "Fraunces" (a serif with ledger/seal gravitas).
   Body/UI face: "Inter". Data/mono face: "IBM Plex Mono" for policy
   numbers, amounts, and QR payload text.
   ===================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,600;9..144,700&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@400;500&display=swap');

:root {
    --ink: #14231c;
    --vault: #0B3D2E;
    --vault-deep: #082921;
    --gold: #C9A24B;
    --gold-soft: #E4CE93;
    --parchment: #F4F1EA;
    --parchment-dim: #EAE5D8;
    --paper: #FFFFFF;
    --danger: #A6402F;
    --success: #2E6B47;
    --pending: #B07E23;
    --border: #DCD5C2;

    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;

    --shadow-card: 0 1px 2px rgba(11,61,46,0.06), 0 8px 24px rgba(11,61,46,0.08);
    --shadow-lift: 0 12px 32px rgba(11,61,46,0.16);

    --font-display: 'Fraunces', Georgia, serif;
    --font-body: 'Inter', -apple-system, sans-serif;
    --font-mono: 'IBM Plex Mono', monospace;
}

/* Admin-editable overrides land here at runtime via inline <style> in header.php */

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: var(--font-body);
    color: var(--ink);
    background: var(--parchment);
    -webkit-font-smoothing: antialiased;
}
h1, h2, h3, .display {
    font-family: var(--font-display);
    font-weight: 600;
    letter-spacing: -0.01em;
    color: var(--vault-deep);
    margin: 0 0 0.4em;
}
p { line-height: 1.6; }
a { color: var(--vault); text-decoration: none; }
.mono { font-family: var(--font-mono); }

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation-duration: 0.001ms !important; transition-duration: 0.001ms !important; }
}

/* ---------------------------------------------------------------------
   Page load sequence
   --------------------------------------------------------------------- */
.page-loader {
    position: fixed; inset: 0; background: var(--vault-deep);
    display: flex; align-items: center; justify-content: center;
    z-index: 9999; transition: opacity .5s ease, visibility .5s ease;
}
.page-loader.hidden { opacity: 0; visibility: hidden; }
.page-loader .seal {
    width: 64px; height: 64px; border-radius: 50%;
    border: 2px solid var(--gold-soft);
    display: flex; align-items: center; justify-content: center;
    animation: seal-pulse 1.6s ease-in-out infinite;
}
.page-loader .seal svg { width: 28px; height: 28px; stroke: var(--gold-soft); }
@keyframes seal-pulse {
    0%, 100% { transform: scale(1); opacity: .85; }
    50% { transform: scale(1.08); opacity: 1; }
}

.fade-up {
    animation: fadeUp .6s cubic-bezier(.2,.7,.3,1) both;
}
.fade-up-delay-1 { animation-delay: .08s; }
.fade-up-delay-2 { animation-delay: .16s; }
.fade-up-delay-3 { animation-delay: .24s; }
@keyframes fadeUp {
    from { opacity: 0; transform: translateY(14px); }
    to { opacity: 1; transform: translateY(0); }
}

/* ---------------------------------------------------------------------
   Top navigation — responsive
   --------------------------------------------------------------------- */
.nav {
    position: sticky; top: 0; z-index: 100;
    background: rgba(244,241,234,0.92); backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border);
}
.nav-inner {
    max-width: 1180px; margin: 0 auto; padding: 14px 24px;
    display: flex; align-items: center; justify-content: space-between;
}
.brand { display: flex; align-items: center; gap: 10px; font-family: var(--font-display); font-weight: 700; font-size: 1.25rem; color: var(--vault-deep); }
.brand img { height: 32px; width: auto; display: block; }
.brand .seal-mark { width: 30px; height: 30px; border-radius: 50%; background: var(--vault); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.brand .seal-mark svg { width: 16px; height: 16px; stroke: var(--gold-soft); }

.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a { font-weight: 500; font-size: .94rem; color: var(--ink); position: relative; padding: 4px 0; }
.nav-links a::after {
    content: ''; position: absolute; left: 0; bottom: -2px; width: 0; height: 2px;
    background: var(--gold); transition: width .25s ease;
}
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-links a.active { color: var(--vault-deep); }

.nav-cta { display: flex; align-items: center; gap: 10px; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 6px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--vault-deep); margin: 5px 0; transition: transform .25s ease, opacity .25s ease; }

@media (max-width: 860px) {
    .nav-links { position: fixed; top: 64px; left: 0; right: 0; bottom: 0; background: var(--parchment);
        flex-direction: column; align-items: flex-start; padding: 24px; gap: 20px; transform: translateX(100%);
        transition: transform .3s ease; overflow-y: auto; }
    .nav-links.open { transform: translateX(0); }
    .nav-toggle { display: block; }
    .nav-cta.desktop-only { display: none; }
}

/* ---------------------------------------------------------------------
   Buttons, forms, badges
   --------------------------------------------------------------------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    padding: 11px 22px; border-radius: var(--radius-sm); font-weight: 600; font-size: .92rem;
    border: 1px solid transparent; cursor: pointer; transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
    text-decoration: none;
}
.btn:active { transform: scale(.98); }
.btn-primary { background: var(--vault); color: var(--parchment); }
.btn-primary:hover { background: var(--vault-deep); box-shadow: var(--shadow-lift); }
.btn-gold { background: var(--gold); color: var(--vault-deep); }
.btn-gold:hover { background: var(--gold-soft); }
.btn-outline { background: transparent; border-color: var(--vault); color: var(--vault); }
.btn-outline:hover { background: var(--vault); color: var(--parchment); }
.btn-danger { background: var(--danger); color: #fff; }
.btn-sm { padding: 7px 14px; font-size: .82rem; }
.btn-block { width: 100%; }
.btn:disabled { opacity: .5; cursor: not-allowed; }

.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; font-size: .86rem; margin-bottom: 6px; color: var(--vault-deep); }
.field .hint { font-size: .78rem; color: #6b6152; margin-top: 5px; }
input[type=text], input[type=email], input[type=password], input[type=number], input[type=tel], input[type=date],
select, textarea {
    width: 100%; padding: 11px 13px; border: 1px solid var(--border); border-radius: var(--radius-sm);
    font-family: var(--font-body); font-size: .94rem; background: var(--paper); color: var(--ink);
    transition: border-color .15s ease, box-shadow .15s ease;
}
input:focus, select:focus, textarea:focus {
    outline: none; border-color: var(--vault); box-shadow: 0 0 0 3px rgba(11,61,46,0.12);
}
input:focus-visible, select:focus-visible, textarea:focus-visible, a:focus-visible, button:focus-visible {
    outline: 2px solid var(--gold); outline-offset: 2px;
}
.radio-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 560px) { .radio-cards { grid-template-columns: 1fr; } }
.radio-card {
    border: 1px solid var(--border); border-radius: var(--radius-md); padding: 16px; cursor: pointer;
    transition: border-color .15s ease, background .15s ease;
}
.radio-card:has(input:checked) { border-color: var(--vault); background: rgba(11,61,46,0.04); }
.radio-card input { margin-right: 8px; }

.badge {
    display: inline-flex; align-items: center; gap: 5px; padding: 4px 11px; border-radius: 999px;
    font-size: .74rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em;
}
.badge-success { background: #E1EEE3; color: var(--success); }
.badge-pending { background: #F5E9CF; color: var(--pending); }
.badge-danger { background: #F3E0DB; color: var(--danger); }
.badge-neutral { background: var(--parchment-dim); color: #6b6152; }

.alert { padding: 13px 16px; border-radius: var(--radius-sm); margin-bottom: 16px; font-size: .9rem; }
.alert-error { background: #F3E0DB; color: var(--danger); border: 1px solid #E3B7A9; }
.alert-success { background: #E1EEE3; color: var(--success); border: 1px solid #B7D8BF; }
.alert-info { background: #EDE9F5; color: #4A3C7A; border: 1px solid #D3C9E8; }

/* ---------------------------------------------------------------------
   Layout shells
   --------------------------------------------------------------------- */
.container { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 640px; margin: 0 auto; padding: 0 24px; }
.section { padding: 64px 0; }
.card {
    background: var(--paper); border: 1px solid var(--border); border-radius: var(--radius-lg);
    padding: 28px; box-shadow: var(--shadow-card);
}
.auth-shell { min-height: calc(100vh - 65px); display: flex; align-items: center; padding: 40px 0; }

/* ---------------------------------------------------------------------
   Hero
   --------------------------------------------------------------------- */
.hero { position: relative; overflow: hidden; padding: 96px 0 88px; background: var(--vault-deep); color: var(--parchment); }
.hero::before {
    content: ''; position: absolute; inset: 0; opacity: .18; background-size: cover; background-position: center;
    background-image: url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?q=80&w=1600&auto=format&fit=crop');
}
.hero::after { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 20% 20%, rgba(201,162,75,0.18), transparent 60%); }
.hero-inner { position: relative; z-index: 2; max-width: 680px; }
.hero .eyebrow { color: var(--gold-soft); font-weight: 600; letter-spacing: .12em; text-transform: uppercase; font-size: .78rem; margin-bottom: 14px; }
.hero h1 { color: var(--paper); font-size: clamp(2.1rem, 4.5vw, 3.4rem); line-height: 1.08; }
.hero p.lead { color: #D9DCD6; font-size: 1.08rem; max-width: 520px; margin: 18px 0 30px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.stat-strip { display: flex; gap: 40px; margin-top: 56px; flex-wrap: wrap; position: relative; z-index: 2; }
.stat-strip .stat b { font-family: var(--font-display); font-size: 1.7rem; color: var(--gold-soft); display: block; }
.stat-strip .stat span { font-size: .8rem; color: #B9C1B8; }

/* ---------------------------------------------------------------------
   Category / package cards
   --------------------------------------------------------------------- */
.grid { display: grid; gap: 22px; }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 980px) { .grid-4 { grid-template-columns: repeat(2, 1fr); } .grid-3 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .grid-4, .grid-3, .grid-2 { grid-template-columns: 1fr; } }

.cat-card {
    background: var(--paper); border: 1px solid var(--border); border-radius: var(--radius-lg);
    overflow: hidden; transition: transform .25s ease, box-shadow .25s ease; display: flex; flex-direction: column;
}
.cat-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lift); }
.cat-card .cat-img { height: 150px; background-size: cover; background-position: center; position: relative; }
.cat-card .cat-img::after { content: ''; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(8,41,33,0) 40%, rgba(8,41,33,0.55)); }
.cat-card .cat-body { padding: 20px; flex: 1; display: flex; flex-direction: column; }
.cat-card h3 { font-size: 1.08rem; margin-bottom: 6px; }
.cat-card p { font-size: .86rem; color: #5c5346; flex: 1; }
.cat-card .cat-meta { display: flex; justify-content: space-between; font-size: .78rem; color: #6b6152; margin: 12px 0; border-top: 1px dashed var(--border); padding-top: 12px; }

/* ---------------------------------------------------------------------
   Steps (KYC / payment multi-step)
   --------------------------------------------------------------------- */
.steps { display: flex; align-items: center; margin-bottom: 36px; }
.step { display: flex; align-items: center; gap: 10px; color: #9a8f79; }
.step .dot {
    width: 30px; height: 30px; border-radius: 50%; border: 2px solid var(--border);
    display: flex; align-items: center; justify-content: center; font-size: .8rem; font-weight: 700;
    background: var(--paper); flex-shrink: 0; transition: all .2s ease;
}
.step.active .dot, .step.done .dot { border-color: var(--vault); background: var(--vault); color: var(--parchment); }
.step.active span.label, .step.done span.label { color: var(--vault-deep); font-weight: 600; }
.step-line { flex: 1; height: 2px; background: var(--border); margin: 0 8px; }
.step-line.done { background: var(--vault); }
@media (max-width: 640px) { .step span.label { display: none; } }

/* ---------------------------------------------------------------------
   Tables (admin)
   --------------------------------------------------------------------- */
.table-wrap { overflow-x: auto; border-radius: var(--radius-md); border: 1px solid var(--border); }
table { width: 100%; border-collapse: collapse; background: var(--paper); font-size: .88rem; }
th, td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--border); white-space: nowrap; }
th { background: var(--parchment-dim); font-weight: 700; color: var(--vault-deep); font-size: .76rem; text-transform: uppercase; letter-spacing: .04em; }
tr:last-child td { border-bottom: none; }
tr:hover td { background: rgba(11,61,46,0.02); }

/* ---------------------------------------------------------------------
   Admin shell
   --------------------------------------------------------------------- */
.admin-shell { display: flex; min-height: 100vh; }
.admin-sidebar {
    width: 240px; background: var(--vault-deep); color: var(--parchment); flex-shrink: 0;
    padding: 22px 16px; position: sticky; top: 0; height: 100vh; overflow-y: auto;
}
.admin-sidebar .brand { color: var(--paper); margin-bottom: 30px; padding: 0 8px; }
.admin-sidebar a {
    display: flex; align-items: center; gap: 10px; color: #C7CEC7; padding: 10px 12px; border-radius: var(--radius-sm);
    font-size: .88rem; font-weight: 500; margin-bottom: 2px; transition: background .15s ease, color .15s ease;
}
.admin-sidebar a:hover, .admin-sidebar a.active { background: rgba(255,255,255,0.08); color: var(--paper); }
.admin-sidebar a.active { border-left: 2px solid var(--gold); }
.admin-main { flex: 1; padding: 30px 34px; min-width: 0; }
.admin-topbar { display: flex; justify-content: space-between; align-items: center; margin-bottom: 26px; flex-wrap: wrap; gap: 12px; }
.admin-menu-toggle { display: none; }
@media (max-width: 900px) {
    .admin-sidebar { position: fixed; z-index: 200; transform: translateX(-100%); transition: transform .25s ease; }
    .admin-sidebar.open { transform: translateX(0); }
    .admin-menu-toggle { display: inline-flex; }
}

.kpi-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-bottom: 30px; }
@media (max-width: 900px) { .kpi-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .kpi-grid { grid-template-columns: 1fr; } }
.kpi { background: var(--paper); border: 1px solid var(--border); border-radius: var(--radius-md); padding: 18px 20px; }
.kpi .kpi-value { font-family: var(--font-display); font-size: 1.9rem; color: var(--vault-deep); }
.kpi .kpi-label { font-size: .8rem; color: #6b6152; }

/* ---------------------------------------------------------------------
   Policy / QR receipt card
   --------------------------------------------------------------------- */
.policy-card { display: grid; grid-template-columns: 1fr 220px; gap: 26px; align-items: start; }
@media (max-width: 720px) { .policy-card { grid-template-columns: 1fr; } }
.qr-box { background: var(--paper); border: 1px dashed var(--gold); border-radius: var(--radius-md); padding: 16px; text-align: center; }
.qr-box canvas, .qr-box img { max-width: 100%; }
.detail-row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px dashed var(--border); font-size: .9rem; }
.detail-row:last-child { border-bottom: none; }
.detail-row .k { color: #6b6152; }
.detail-row .v { font-weight: 600; color: var(--vault-deep); }

footer { background: var(--vault-deep); color: #B9C1B8; padding: 40px 0; margin-top: 60px; font-size: .86rem; }
footer a { color: #D9DCD6; }

.empty-state { text-align: center; padding: 60px 20px; color: #6b6152; }
.empty-state svg { width: 48px; height: 48px; stroke: var(--gold); margin-bottom: 14px; }

@media print {
    .nav, footer, .no-print { display: none !important; }
}